Welcome to eHealthPlan.org

 

 

Future Presentations

Past Presentations

Published Articles

Working Papers

CSOM 

Medical Industry Leadership Institute at the Carlson School
Graduate education and scholars focused on improving the medical industry from marketing, management, operations, accounting and  finance perspectives.

Health Services Research at the University of Minnesota
Top-ranked MS, MHA, MPA, MPH and PhD programs with opportunities to work with leading health care researchers.


 

 

This site provides updates to ongoing research conducted on Consumer Driven Health Plans (CDHPs) conducted by the University of Minnesota that was initially sponsored through grant and contract funding from the Robert Wood Johnson Foundation's Health Care Financing & Organization (HCFO) Initiative and the Department of Health and Human services.

On this site you will find by able to download our past PowerPoint presentations and working papers. References to our published papers from this research are also available.

LATEST PAPERS:

Parente, S., Feldman, R., Abraham, J.M., and Xi, Wendy. "Consumer Response to a National Marketplace for Individual Insurance". Journal of Risk and Insurance, Forthcoming.

Feldman, R., Parente, S. “Enrollee Incentives in Consumer Directed Health Plans: Spend Now or Save for Later?” Forum for Health Economics and Policy. Vol. 13 (2010) / Issue 2.

Howard, P., Parente, S. “Toward Real Health Care Reform”, National Affairs, 4:Summer 2010.

Parente, S., Feldman, R., Xu, Y. "Impact of Full Replacement with Consumer Driven Health Plans". Insurance Markets and Companies: Analyses and Actuarial Computations, Issue 1, Volume 1, 2010 pp.4-14.

Klindworth, A., Parente, S. "Lessons Learned for Medical Banking from the Financial Services Industry: The Case of a Fraud Prevention Platform as Transformative Innovation." International Journal of Medical Banking, Volume 3, 2010.

Parente, S. "Health Information Technology and Financing’s Next Frontier: The Potential of Medical Banking." Business Economics. January, 2009.

Parente, S.T. Feldman, R., Yu, X. “Impact of Full Replacement with Consumer Driven Health Plans on Total Health Care Cost and Use of Preventive Services.” Final report for DHHS, ASPE, December, 2008.

Parente, S.T. Feldman, R. Sandy, L. “Does Access to Transparent Provider Quality and Cost Information Affect Health Care Cost and Utilization of Preventive Services?” Final report for DHHS, ASPE, December, 2008.

Parente, S.T., Feldman, R., Abraham, J.M., and Xi, Wendy: Consumer Response to a National Marketplace for Individual Insurance. Final report for DHHS, ASPE, June, 2008.

CDHP Probability Engine: Do you fit the profile of someone likely to chose  an HRA or an HSA?  Try our short (<1 minute) anonymous survey based on the econometric model underlying our Health Affairs article and find out. 

Try it out by clicking here!

Thanks for visiting!

Future Presentations

     The Future of Consumer Driven Health Plans, 2011, University of Minnesota, Fall 2011.

     Health Insurance & Payment Innovations, Washington, DC, June 2011.

Past Presentations

     The Demand for Health Insurance when CDHPs are in the Choice Set, American Society of Health Economist, June, 2010.

     Consumer Driven Health Plans under Health Reform, April 2010.

     National Bureau of Economic Research, July, 2009.

     International Health Economics Association, Beijing, July, 2009.

     National Consumer Driven Healthcare Summit, Washington DC, October 20, 2008.

     National Marketplace for Health Insurance, American Enterprise Institute, Washington DC, July 31, 2008.

     Health Reform & the 2008 Elections: What's Ahead for Health Care Access, Delivery and Financing?, A.K.A. “An Open PowerPoint Deck to Policy Makers: Questions, hope, anxieties from a health economist in the US Midwestern tundra.” July 10 - 11, 2008, Washington, DC.

     Parente, S. “Is Consumerism at Odds with Prevention? The indirect effects of consumer-directed health plans on preventive service utilization.” American Society for Health Economics, June 25, 2008.

     Parente, S. “Health Care IT and Financing’s Next Frontier: The Potential of Medical Banking.” National Association of Business Economics, Washington, DC, March, 2008. Encore – streaming online.

     Parente, S. “Consumer Driven Health Plans:  Does Theory Follow Practice?” University of Alabama, Birmingham, AL, October, 2007

     Parente, S. “The Impact of Recent Republican Health Insurance Reform Proposals.” American Enterprise Institute, September 20, 2007

     Parente, S. “Does the Theory of Consumer Drive Health Plans fit the Reality?National Consumer Driven Healthcare Summit, Washington DC, September 26, 2007

     Parente, S. “Do HSA Choices Interact with Retirement Savings Decisions?” National Bureau of Economic Research, Washington, DC, September 27, 2007.

     Parente S.  Medical Banking at a Plan B for Interoperability. University of Minnesota, Academic Health Center, October 2, 2007

     Parente, S.  Health Care IT and Financing’s Next Frontier: The Potential of Medical Banking.” National Association of Business Economics, San Francisco, September 9, 2007.

     Parente, S. “Health Savings Accounts: Are Wealth and Health Portfolio Choices Joint and Rational?  International Health Economics Conference, Copenhagen, Denmark, July 9 -12, 2007.

     Parente, S. Academy Health Annual Research Meeting, Orlando, FL, June, 2007.

     Parente, S. Towards Consumer Empowerment: What Can Medical Banking Do?  Testimonial to the American Health Information Community, Washington, DC, May 2, 2007.

     Parente, S. Towards Consumer Empowerment: What has been learned from Consumer Driven Health Plans? Value Based Insurance Design Conference, University of Michigan, Ann Arbor, MI, May 1, 2007.

     Parente, S. What is the Impact of the Internet on Medical Care Use and Cost? Implications of Value Based Benefit Design from a Consumer Driven Health Plan, ERISA Industry Council, Washington DC, March 14, 2007.

     Parente, S. Consumer Driven Health Plans: Does Theory Follow Practice? Consumer Driven Healthcare Expo, Las Vegas, NV, March 8, 2007.

     Parente, S. Feldman, R.  Health Savings Accounts: Are Wealth and Health Portfolio Choices Joint and Rational?  AEA Annual Meeting paper presentation, January 7, 2007.

     Parente, S., Feldman, R.  Consumer Driven Health Plans: Does Practice Follow Theory?  HSA Conference, Scottsdale, AZ, December 7, 2006.

     Roerig, C. and Cromwell-Hughes, P., Parente, S.  Expected Costs of Consumer Driven Health Plans, National Consumer Driven Healthcare Summit, Washington, DC, September 15, 2006.

     Parente, S.  The Economics of Health Insurance: Past, Present and Future .  U.S. Congress and the Mercatus Center, George Mason University, Washington, DC, July 25, 2006.

     Do Different Economic Incentives in Theory between CDHPs and Traditional Insurance Lead to Different Consumer Practices?  Academy Health Annual Research Meeting, Seattle, WA, June 26, 2006

     Comparing the Effectiveness of a Consumer Directed Health Plan with Traditional Cost Sharing in Controlling Medical Care Use and Cost, University of Zurich, Switzerland, June 21, 2006

     American Society of Health Economists, Madison, WI, June 6, 2006

     National Association of Business Economics, March 13, 2006

     American Economic Association, January 6, 2006

     University of Albany Medical College, November 30, 2005

     American Enterprise Institute, November 18, 2005

     Consumer Driven Health Plans: Early evidence of take-up, cost and utilization and research opportunities. Presentation at the Health Industry Forum, Washington, DC, October 3, 2005.

     Consumer Driven Health Plans: Empirical evidence of take-up, cost and utilization and HSA policy implications. National Academy of State Health Policy, Nashville, TN, August 7, 2005.

     Health Savings Accounts: Early estimations on national take-up from 2003 MMA and future policy proposals. National Bureau of Economic Research, Cambridge, MA, July 29, 2005.

     Consumer Directed Health Plans: New Evidence on Cost and Utilization. iHEA Conference, Barcelona, Spain July, 2005.

     What is the Impact of the Internet on Medical Care Use and Cost? New Findings from a Consumer Driven Health Plan. International Health Economics Association, Barcelona, Spain, July 13, 2005.

     The Effect of Consumer Driven Health Plans on Pharmaceutical Cost & Use: Do 3-Tier Plans Have a Competitor?  International Health Economics Association, Barcelona, Spain, July 12, 2005.

     Consumer Driven Health Plans: Early Evidence of take-up, Cost and Utilization and HSA Policy Implications. National Health Policy Conference, Academy Health & Health Affairs, Washington, DC. February 2, 2005.

     Early Evidence of Patient Impact from Consumer-Driven Health Plans: Implications for HRAs and HSAs. American Medical Association Annual Delegates Meeting, Group Practice and Faulty Delegates.  Atlanta, GA, December 4, 2004.

     Consumer Driven Health Plans: Early Findings from the Field and Future Directions.  Mayo Clinic & Rochester Chamber of Commerce, Rochester, MN, October 5, 2004.

     Consumer-Driven Health Plans: Early Cost & Use Evidence with a Focus on Pharmaceuticals.  Academy Health Annual Research Meeting, San Diego, CA, June 7, 2004.

     LDI of Health Economics, Wharton School, University of Pennsylvania, Philadelphia, PA, May 2004

     University of Minnesota, Health Services Research & Policy, Minneapolis, MN, March 2004

     Minnesota Senate Testimony, St. Paul, MN, February 2004

     Pennsylvania State University, State College, PA, February 2004

     American Economic Association Annual Meeting, San Diego, CA, January 2004

     Pfizer Health Solutions/Abany Medical College, Albany, NY, December 2003

     Kennedy School, Harvard University, October 2003

     HCFO CDHP Meeting Presentation - Plan Choice, Washington DC, September 2003

     HCFO CDHP Meeting Presentation - Cost & Use Impact, Washington DC, September 2003

     HCFO CDHP Meeting Presentation - Consumer Types, Washington DC, September 2003

     National Bureau of Economic Research, Cambridge, MA, August 2003

     Academy Health Annual Meeting, Nashville, TN, June 2003

INDEPENDENT HEALTH REFORM PROPOSAL ASSESSMENTS:

Parente, S., Feldman R., Pauly, M. "Meaningful Market-Based Health Reform The Impact of a Proposed Set of Bipartisan Health Reform Options to Improve Insurance Access with Budget Neutrality." September 10, 2009. 

Published Articles

     Parente, S., Feldman, R., Chen, S. “The Effect of a Consumer-Driven Health Plan on Pharmaceutical Cost and Use”.  Health Services Research, 2008.

     Parente, S. Feldman, R., and J. Christianson, Evolution and Early Evidence of the Impact of Consumer Driven Health Plans: From e-commerce to Health Savings Accounts.  Pharmacoeconomics and Outcomes Research, June, 2008.

     Parente, S. and Feldman, R.  “Do HSA Choices Interact with Retirement Savings Decisions?” Tax Policy and the Economy, Vol. 22, 2008.

     Parente, S. Christianson, J., Feldman, R.  Consumer Directed Health Plans and the Chronically Ill.  Disease Management & Health Outcomes., 239-248(10), 2007.

     Feldman, R., Parente, S., Christianson, J.  “Consumer Directed Health Plans: New Evidence on Cost & Utilization”.  Inquiry.   2007.

     Parente, S.T. “Consumer Directed Health Plans: Evolution and Early Outcomes.” Value-Based Purchasing, (1):2, May, 2006.

     Feldman, R., Parente, S.T., Abraham, J., Christianson, J., Taylor, R. “Health Savings Accounts: Early Estimates of National Take-up from the 2003 Medicare Modernization Act and Future Policy Proposals.”  November 18, 2005. Health Affairs.

     Parente ST, Feldman R, and Christianson JB. “Employee Choice of Consumer-Driven Health Insurance in a Multiplan, Multiproduct Setting,” Health Services Research Vol. 39, No. 4, Part II (August 2004), pp. 1091-1111.

 

     Parente ST, Feldman R, and Christianson JB. “Evaluation of the Effect of a Consumer-Driven Health Plan on Medical Care Expenditures and Utilization,” Health Services Research Vol. 39, No. 4, Part II (August 2004), pp. 1189-1209.

 

     Christianson JB, Parente ST, and Feldman R. “Consumer Experiences in a Consumer-Driven Health Plan” Health Services Research Vol. 39, No. 4, Part II (August 2004), pp. 1123-1139.

 

     Christianson, J., Parente, S. and Taylor, R.  “Defined Contribution Health Insurance Products: Development and Prospects.” Health Affairs, January 2002.

Working Papers

     Parente, S.T., Feldman, R., Abraham, J.M., and Xi, Wendy: Consumer Response to a National Marketplace for Individual Insurance. Final report for xxxx: Contract xx-xx-xxx, June, 2008.

     Parente, S.T. Health Information Technology and Financing’s Next Frontier: The Potential of Medical Banking. Under review

     Parente, S., Feldman, R., Abraham, J., Christianson, J.  Continuation of Research on Consumer Directed Health Plans: HSA Simulation Model Refinement. Final Technical Report for DHHS Contract HHSP23320054301ER, January, 2007

     Parente, S.T., Feldman, R., and J. Christianson.  “The Impact of Health Status and Price on Plan Selection in a Multiple-Choice Health Benefits Program Including HRA and HSA Options.” Under review.

     Feldman, R., Parente, S. “Do Economic Incentives in Consumer Directed Health Plans Affect Consumer Behavior?”  Under review.

     Parente, S., Feldman, R., Abraham, J., Christianson, J.   “Health Insurance Demand Responses from New Price Structures Offered by Consumer Directed Health Plans”.  NBER Working paper from 2005 Summer Institute.

 

 

 

 

 

Principal Investigator:

Stephen T. Parente, Ph.D. sparente@umn.edu

Investigators:

Jon Christianson, Ph.D. chris001@umn.edu

Roger Feldman, Ph.D. feldm002@umn.edu

Project Coordinator:

Ruth Taylor taylo119@umn.edu